1) Pay attention to where and when you use your phone
Many plans offer reduced rates if you talk or text at different times of the day and on different days of the week.
Also beware of roaming charges and know it's not where you roam-
but where your carrier sends the signal…
2) Look at how you use your phone
Think less about cost per minute or per text and more about cost per month.
If you live on your cell phone and have dropped your land line- then you might need a plan that lets you talk, text, and use the internet on an unlimited…
3) Use a land line for local calls.
If you still have a land line- use it for your local calls.
Most wired phone plans charge a flat fee for local calls and if you don't use your cell- those are minutes saved at no additional cost…
4) Eliminate unnecessary frills
You may text- but what about roadside assistance or equipment protection.
Those additional costs quickly add up.
Equipment protection sounds fairly reasonable- but you'll probably have already paid for a new phone by the time you pay monthly fees and the deductible.
As for roadside assistance- look to your auto insurance or motor club membership- or even a premium credit card.
Don't pay for something you already have or can get cheaper elsewhere…
5) Call customer service or go to a store
Your service provider doesn't want to lose you to a competitor.
Ask about plans that work better for you.
Don't threaten to switch at first- but it doesn't hurt to say a competitor is offering you a better plan.
Chances are they'll do whatever it takes to keep you.
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